Mike is absolutely right.I had what I thought was an adorable couple--both employed, 2 cute children, very engaging personalities.Unfortunately they were scammers.

As a well respected Broker and Investor, I have too much to lose to deal with fraudulent activity.

You must be active in your oversight of the PM company and the investment iteself.While you do need to rely on the abilities of your team members, you must remain diligent in your management of each team member.

My business was providing hips...www.hipnotik.co.uk. websites still active but wound up the company. because HIPS are only needed when a house goes on the market then my business declined rapidly after the first 6 months of their introduction until i was forced to close it down. estate agents, mortgage lenders, hips companies conveyancers are all either being bought out by huge corps or are forced to shut down because of the state of the market.

A young couple marrying for the first time has a lifetime divorce risk factor of 40% using current trends. 31% of your friends, aged 35 to 54, who are married, engaged, or cohabitation have already been previously divorced.

The viability of the HOA becomes at risk if people don't get actively involved.

They are now actively calling Countrywide to complain.

I would have gotten more involved years ago with outside activities, such as biking, hiking and camping, and especially dog sports, agility, mushing and bikejoring, and perhaps been competitive on a local or fun level.

But in this case, Bruce is a also a well known, well respected, active California investor and resident.

I'm putting on my "blinders" and not allowing all the negativity to affect my activity or attitude.