Purchase price: $25,000 Cash invested: $5,000 I bought this property in a package of 4.

Trust me, leverage is a game-changer that can speed up your path to wealth.The down payment is the most important part of getting a loan.

Has anyone offered all cash then immediately refinanced to get the cash out? 

That property would never cash-flow with today's interest rates.   

Is It possible to create an owner finance contract; and have it written up with a note buyer (or not) so that: #1 The owner receives what she wants for cash when selling the note. #2 The buyer of the note receives what they want out of the terms of the note. #3 The purchaser of the property and making the payments on this note, (myself) can afford the monthly payments because of the rental income.

Purchase price: $177,000 Cash invested: $68,000

Balance of current loan with private lender is about $470k.pro forma (and actual cash flow) runs about $1200 net each month.Property is owned by an LLC of which we are the two members.Last week I got a quote from a company for a DSCR loan for 9.25%. 

I understand that we all would like to be able to buy cash flowing rental properties at a low interest rate with zero deferred maintenance and sit back and collect checks.

Purchase price: $177,000 Cash invested: $50,000 - Single-family home in a Residential area near the University of Rochester- Purchased flipped home without inspection, many costly hidden issues revealed after closing - Currently rented for $2,200.

This is our first time buying all cash.