Also, your $20k cash and $10k credit isn't much unless you're playing in the really inexpensive end of the pool, which, on a shoestring budget, is probably the best place for you to start.

I'm brand new to real estate investing, so I would so much value the experience and mentorship that BP members are willing to share.Thanks,Lisa

I had never watched him play before my team go hot this year. 

Welcome to BiggerPockets man, I'm brand new to REI like you are and BP has been a huge help in getting me motivated to start investing. 

I'm brand new to the real estate scene and am about to close on my first deal!

I have properties that meet the 1% rule and are good cash flow plays.

I've played in SELLER FINANCING deals, flips and vacation rentals. 

Forced appreciation in a value play is another (potential to double your money in 2 years or less).

I'd like to 1031 the money into a value play of some kind.

I guess it's quite obvious that otherwise it would be like playing with FOREX.