If I pretend that none of that will ever occur, I can claim an extremely low expense ratio today, but it won't reflect reality over time.On the other extreme, the big apartment building (the pink elephant) that I purchased in January has one apartment that has been vacant for a couple of years.

I am very concerned about re-inventing the wheels and not doing REI efficiently.

My wife is an illustrator, already extremely busy on a project that won't pay her until the summer time.4) some sort of combination on the previous three.

Locally, I wasn't overly concerned until today when there were big news stories about rationing rice.

It is not my main concern I just wouldn't know what to ask for.Lastly I'm assuming I would still be able to do this with homes that are up home(Chicago) and doing it form down at school (Mizzou) as long as I was still able to find homes correct?

Any possible problems or issues with this contract i should concern myself with.

We have a house that has been on the market for four months. Several problems have occured to get where we are today, needless to say we still have the house on the market.

Yesterday I received a call from my agent...

I have never needed either yet and would frankly prefer to run like hell than ever get into a fight in someone else's territory (and not just for legal concerns) but the reality of the world is that there are bad people out there who are not governed by reason and must therefore be governed by other means.

They are extremely efficient to run and you don't have the emergency heat issue below +20F like you do with an air to air.There is nothing wrong with flex duct systems as long as they are installed right.

There are just WAY too many unanswered questions.I have personally worked deals (short sale and loan modification with countrywide) and they have been extremely helpful and logical (i've heard many bad things about CW as well , but have not experienced them myself).