That’s the only way you can guarantee yourself it’s getting done.

My niche is medical students, don't have time to party and guaranteed money for 2 years.

They don't want to guarantee it typically but that can help keep it dry a little longer.

Personally I think the $USD is somewhat safe, but it's that "somewhat" that would cause me to want metals or property or "stuff" over liquidity (beyond what I need to keep on hand to buy when deals come up)Yes, the $UDS is strong vs. others but it's almost almost guaranteed to lose purchasing power. 

They are basically guarantee 5-8% in return, the question is what if they leave after 10 years. 

who will it be raised fromwho will borrow itwho will guarantee itWho gets what out?

It doesn't guarantee that you'll get the listing but it makes you available.

I guarantee that $5,000 is worth a WHOLE lot more to A family than $50,000 is worth to B family because A uses most of its income to survive, while B uses a smaller portion of its income to survive.

Same with expense tracking: has a picture based receipt filing system.You can also use this to create a 'mobile friendly webpage' as your 'storefront'.

I gave her advice on how to market it to others and still guarantee herself a paycheck... fortunately she didn't have to market it very much :)