However, you may find that they offer loans with shorter terms like 15-20 years and possibly with variable rates instead of a fixed rate.

How would you go about valuing the land for a fair offer price?

I have researched some of the banks the threads recommend; BECU, Sound Credit Union, FirstTech, and a couple of other bigger ones but would like to see what a local bank would offer.

At age ten, I walked half a mile twice a day to fill a 5-gallon water jug and carry it back home because we didn't have running water.

I am not an agent, but do offer advice and have a lot of resources that I have built over my career investing in my own backyard. 

I’m not entertaining low offers, so please only people interested in market price.TksJP

The CU offered me $200k, interest only or principle and interest payments.

We have had 3 offer a that we accepted. 1st one the buyer financing fell through, second and third they back out.

- Community Insights: Sometimes, neighbors or local real estate professionals can offer background information about the property's history and any significant incidents. 

When I saw this one up for sale, I put in an offer at asking price before even having seen the home prior.