Keep running numbers - ask RE agent for all properties sold in the area in the last three years so you can run your own comps.Don't get caught in Analysis Paralysis ... following these steps makes it complicated and the first deal is scary but once you've closed one you realize it's not complicated.

Last year for 2019, I made more than enough to be able to refinance however this year my income has dropped due to COVID.My first option would be to refinance with a traditional loan, however, due to a complicated tax situation, I had to amend my 2019 taxes and now I am at the mercy of the IRS to give me my return back.

That is exactly the way I thought to go about it and then second-guessed myself, thinking, should it be more complicated interest-wise?

Not everyone wants to be involved in the complicated process of selling a home.

My wife, only because I am already in marriage business with her anyway and no other business can be more complicated.

The exact mechanics of how it is calculated can get complicated though.

I didn't do enough research on systems for automation and ended up toggling through multiple unnecessary options.I waited too long to bring on a full-time buyers agent when we should have brought one on at the beginning of the year.

If anything it just complicates the accounting and taxes.

It's unnecessary stress for them otherwise and you want to start on the right foot.

Now I feel like this process is super complicated.