Try 2 weeks, to 5 months.But then again, we do it very differently from the traditional SEO "experts".SEO is the best in any and every way.Cold calling CERTAINLY is not the best.

We have also been told, to different degrees of directness, that companies that are early adopters of non-traditional treasury structures are discouraged as customers. 

Sounds like you are already aware that you need 2 years of tax return proving self-employment income - no traditional lender is going to accept bank statements.

If I had wholesaled the property the "traditional" way for $420,000, the profit would have been about $50,000 so I still came out ahead by jumping through hoops to sell the property at the bid up price.Lots learned during this process - while "double closing" the property was quite unconventional for typical wholesaling, in this case it was worth it because the numbers worked, even after tons of selling costs.

Is this legal with traditional loans?

Light fixtures, door pulls, tile work, counters, cabinets, and so on. 

Not only does this help your home sell significantly faster drawing on higher traffic with the right lighting etc., the level of detail can help you catch small things you need to fix that may have been missed by your team. 

You will typically pay a point higher interest rate, but they don't look at your income as much as a traditional loan and closing costs are similar

I am going to guess you are unable to get traditional financing, which is why you are going the hard money route. 

You would have to come up with the funds to furnish, but you could probably get more than with a traditional rental.