He disclaims responsibility for virtually everything. 

Just getting home from work now so I apologize for the delayed response.

I am actually extremely excited to ready your response at it is exactly what I went and did. 

The response from the seller's agent came in as a text at 5:29 pm last night when the offer was set to expire at 5:30.

I appreciate the quick responses and feedback.

You wont know until you ask.As far as the hard money lenders (similar but not the same as private lenders), there are several listed here in the Bigger Pockets under the tab "Tools" in the option labeled "Hard Money Lenders".Some of the previous responses gave you some very good options.

And to me, my response to anyone would be buy and hold. 

@Paul Allen thanks for the response.

Thanks for the response Roy. 

Unfortunately there is probably a small disclaimer in the contents about the fact that they need to check their state laws and the party supplying the  information is not responsible for anything the purchaser of the information does or doesn't do.