I've only ended up selecting traveling medical professionals (nurses, physical therapists and a physician's assistant who is relocating to the area) but I think it's just a numbers game in my area.

Whenever a violent death occurs in a home, you can bet the medical examiner, funeral home, police, etc. will be contacting a disaster cleanup company.

I would also call the condo complex to get the HOA bylaws before putting in any offers.We want to use a 2nd home loan for the 10% down payment for personal use during the slower months and take advantage of the high demand during the busy months to pay for itself and hopefully generate some extra cashflow for the next property.With the HOA fees, I am also considering looking at house options.

The payoff method sounds slower, I'd probably only get to the same 10 properties in 35 years (I haven't considered how quickly it'll snowball, maybe the last 5 may take only 10 years to do with all the cash flow from 5 paid off properties), but I'm not desperate for real estate cash flow.

The HUD guidance says the letter should be from a medical provider and within the last year.

Residential purchases are definitely a little slower right now due to rates but inventory has been low for a while now.

For example, medical bills, student loans, a five year old foreclosure, on their own, are not much of a factor, in my opinion, for rental purposes.

I also like to look for STRs myself near Bush Gardens, USF college and the Tampa Medical centers.

BUT, we all know its the debt to income ratio and delinquencies we want to see, EXCEPT medical ones that mean nothing.

You don't expect an accident or medical problem, but you have insurance...