I would agree with @Eric Michaels that this sounds like it would be hard to finance as a rookie investment project.

I get 10 percent off with my Lowes commercial card.

I guess your original post was unclear and I assumed the tenants were not paying or hostile towards the previous owner.If they pay, I would handle it very differently.Why don't you give a $50 - $100 gift card to every tenant who signs a lease within the next 10 days?

With a HELOC, it's like a credit card.

This calculator will tell you how much of a house you can afford - just add up your student loans, car payments, and minimum credit card payments and it will tell you.  

Purchasing single $0.99 candy bar with the wrong debit card can invalidate the entire SDIRA.

You can outsource some of it, for example to property managers, but you still need to know what you're doing or you can be taken advantage of and/or lose lots of money by making rookie mistakes.

That's the hard legal line, but as far as keeping a tenant happy (especially a good one) there's something to be said for a gift card to a restaurant to smooth things over. 

A lot of BP members will show their gross income without deducting fees for AirBnB, lodging taxes, credit card fees, furnishing the unit, utilities, landscaping, etc.

I went to visit my old ER with cookies and business cards and the ER doc said why not work with Residents coming into TGH in August.