@Eric OneillThink about putting most of the money in a TIPS etf (Treasury Inflation Protected Security)Look locally for a multi family you can buy and live in using the FHA do that for a year so you get a taste of what being an active investor is like.If you like it start looking for the next one if you hate being a landlord then maybe look for syndications you can invest in as a passive partner.

This could protect you if there is damage done to the basement and neither tenant will take responsibility.

Would like to put into LLC for improved tax benefit and protection.

Weather protected, the 2500 PSI seems to be the metric in NC.

I know many investors like to be 'all in' in some form of investing, be it equities, real estate, crypto, gold, etc, but personally, I think that diversification is critical to protecting your assets.

I want to purchase more properties next year and I plan on switching to a higher paid job plus I will be cutting my expenses by renting out the other side and having a roommate (I have a FHA loan).

The reality is the opposite - if it's not in writing then the PMC doesn't have to provide the service or can charge extra for it.We have a 12 page management contract that we've added our real experiences to over the years, with the intent of protecting both us AND the landlord.

The concern could be that you are attempting to coerce them to accept your family over another family or individual who may or may not be in a protected class.

We always have the tenants’ pay utilities at our properties and switch into their name, if at all possible, but for this one it won’t work.

Mingling charges can cause tax issues if audited and can pierce the protection of the LLC.