I'm already finding certain cabinets, fixtures, materials I like using in rehabs over and over, so over time I can see having a list of the go-to products to put together the order for a new kitchen or bathroom quite easy. 

There's definitely good deals on MLS - there are so many misrepresented listings were the agent is not doing the right job or just listing it as the wrong product altogether.

Ours got declined :-( Wasn't meant to be...

If jobs leave the city permanently then you may see prices soften and decline over time.

Requests for issues other than these are evaluated on a case-by-case basis, but most are declined as a nonessential service in compliance with the Executive Orders.We are allowed to work on vacant homes to get them RentReady, although these projects are taking longer than normal due to long COVID-required lines at suppliers and workers on sick leave.Property ShowingsWe are not allowed to show occupied rental homes per the executive orders.Vacant homes are being shown as we’ve adapted and moved to secured self-showings.Our overall application numbers are up significantly compared to last year.

https://www.richdad.com/products/cashflow-classic

FHA should have the lowest interest rate compared to conventional products but yes the MIP makes it unattractive. 

Lenders usually focus on one category or the other, and it sounds like the property is currently in one category or type of loan product, and the work you want to do on it puts it into another loan category, or a different type of loan product. 

And if there are some red flags, I'll dive into social media to see if he's constantly waving the 5-leaf flag or partying heavy or whatever.I won't tell him he's declined because of what I found on facebook, but it may sway my decision to reject based on something else.

Each program has a variety of different loan types and assistance amounts, rates and availability of the different products can fluctuate.