It'd be a different analysis if I already owned my primary residence.Obviously if the market crashed this year, it would be better to wait.  

There is also the issue of primary legislation and secondary legislation.Primary legislation refers to the Law, Act or Ordinance passed by the legislative of a particular jurisdiction.

One that I'm interested in is owned by an LLC and the LLC members have their primary residence elsewhere.  

My primary focus is wholesale and owner finance transactions.

I am posting my struggles here because Multi-Family is my primary interest and I own 4 units (2 student housing duplexes) and want to grow my portfolio.  

If you need quick funds to take advantage of opportunities that can then be financed on their own then a HELOC is a better way to go.Oh, and it will make a difference to the lender whether the property you are getting the loan on is your primary home or a rental - you'll get better rates on a primary.

You could designate him the primary lien holder, but the hard money lender who is provide way more $ would have to agree to that. 

You can do FHA loan that will allow you 3.5% down payment as long as you are living in the property as your primary residence.  

My primary client acquisition strategy is cold calling fsbos.

On a primary residence you can pull out up to 80% LTV on a SFR and up to 75% LTV on 2-4 unit multi-families.