Tenants don't usually think about an issue from the perspective of something damaging the house as much as whether or not it inconveniences them in some way, so I need to make sure I'm asking the right questions so my priorities are protected as well.              

People are working smarter with their money, rather than harder.My perspective... your mileage may vary.David J Dachtera

You look at all factors that you believe pertain to your specific property, do you have other tenants, is it a quiet building, do your tenants work nite shifts, will young families with children be a good fit etc. etc.I know someone is going to jump in with the usual "fair housing" cry but you need to consider whether the applicant will fit with other tenants or if they may destroy your property etc. 

Instead, look at it from the perspective of: "Well, I need to live somewhere, and it may as well be "free" to me so that I don't have $1,000+ going into someone's pocket ever month."

What would you consider the best case scenario from the buyers perspective when putting together a deal with seller financing?

From a lending perspective, I understand the reasoning why lenders have a minimum but not all lenders have a minimum. 

Thank you for the feedback and professional perspective David!

From what I am seeing I think investors should start shifting in to flipping land instead of houses.

I'd love some perspective on this.

@Alex SImon,Let me try to explain some things for you.Seller carry back: click here for a definition LTV: Loan to value definition65/35 split: 65% first mortgage, 35% 2nd mortgage equals 100% of the purchase price.Also:To Make the @ work do the following:Hold down the shift key and type the following: @?