![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/755653/small_1695068379-avatar-jake4172.jpg?twic=v1/output=image&v=2)
4 May 2024 | 6 replies
I seek zoning variances frequently in Philadelphia, but its a lengthy process and don't personally find it a worthwhile pursuit for legalizing a second unit in a building.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2624961/small_1671740919-avatar-stephenb498.jpg?twic=v1/output=image&v=2)
3 May 2024 | 2 replies
You can also get a personal loan up to $50K which typically is to pay off credit cards debts, do renovations etc, but it can also be used as a down payment.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2920140/small_1705296118-avatar-kevins1319.jpg?twic=v1/output=image&v=2)
2 May 2024 | 19 replies
However, I'm familiar with CFP designation and they are mostly educated in investing in equity markets.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2725837/small_1711676178-avatar-silviat11.jpg?twic=v1/output=image&v=2)
1 May 2024 | 13 replies
House hacking will also give you some personal "property management" experience.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2714884/small_1694552792-avatar-kristineo4.jpg?twic=v1/output=image&v=2)
3 May 2024 | 35 replies
You can get personal references but nobody gives you a bad personal references.
30 April 2024 | 13 replies
A month later now, they are insisting I come and see the place in person and see "how well it turned out".
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/469180/small_1691029746-avatar-jasone19.jpg?twic=v1/output=image&v=2)
2 May 2024 | 14 replies
Right now I'm educating myself as much as possible: reading every REI book I can get my hands on, listening to the BP podcast, I've attended one BP webinar.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2990362/small_1712440460-avatar-mariusf3.jpg?twic=v1/output=image&v=2)
2 May 2024 | 29 replies
In which markets are you personally investing lately?
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2785892/small_1695305598-avatar-jeffl443.jpg?twic=v1/output=image&v=2)
2 May 2024 | 45 replies
I personally have bought notes from two different HMLs on BP, and have had all interest paid, and all capital returned on loans that have reached maturity so far.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/829909/small_1695218577-avatar-amandag36.jpg?twic=v1/output=image&v=2)
1 May 2024 | 9 replies
@Randy Person had a good suggestion, tap into the local Real Estate Investor group athttps://www.facebook.com/groups/DaytonRealEstateInvesting, you'll find a lot of locals there happy to discuss with you.