She owned the property for nearly 30 years but her health is failing and the medical bills are piling up.

In fact I probably would have given up.After having now done dozens of deals including house hacks, flips, new construction, short term rentals, long term rentals, wholesaling, office, and medical, I can confidently agree that buying real estate with a subject-to structure is just as you said - "an advanced tool where it's use case will be rare." 

As far as MTR maybe they should consider target medical professionals around the hospitals.

If you sit down with a financial planner I think you'll find that it is far easier to protect a personal residence with no debt in any sort of disastrous downturn (medical, financial, etc).  

That should provide all the protection you need from a tennant sueing you type situation to one where you drive your car into a doctors car, or other high earning professional, and he sues you for a year lost wages since they got injured and cant work.

My country has given me a topnotch and free education for a medical degree and residency training, not to mention a very healthy/enjoyable salary to play with for real estate investments.

Nothing sinks a credit score faster than medical debt, foreclosure, bankruptcy debt or student loan debt.  

In 2017, our medical training will be completed and our wage will increase to $400,000. 

**OSU Wexner Medical Center - $1.9B**[https://www.constructiondive.com/.../19b-ohio.../637459/](https://www.constructiondive.com/.../19b-ohio.../637459/)**Google Data Centers - $1.7B**[https://www.10tv.com/.../530-8b34ddd0-58e5-4d11-84ae...]

Nnabuenyi Anigbogu I can tell you about the other side, I was diagnosed with a major medical illness in 01, the medical bills exceeded 600k, I lost everything including my health, but I started building back and then 08 happened.