Heidi B.
Are we reliving 2006 in 2016?!
26 September 2016 | 104 replies
This not include the $12/hour paying for medical benefits, LNI, FICA, workers comp, FUTA, SUI, etc.
Account Closed
Should I file for bankruptcy?
21 December 2015 | 146 replies
You will also get 100% free medical, housing, and tuition assistance.
Alick Patrick
Need a creative advice on getting approved on a second loan
5 February 2016 | 43 replies
folks, please get money partners and credit partners and down payment partners and private lender partners, and give a fractional interestBill Gulley is teaching about TIC'sTIC's are "tenants in common" contractsA Very innovative way to be able to avoid a lot of headaches@Bill GulleyWhen I think of TICs I think of "family limited partnership" where a medical doctor that has high liability like an orthopedic surgeon or a neurologist owns 2% of assets in a limited partnership, but controls a hundred percent of it as a managing partner, The rest of the family owns 98% but are only limited partners.
Helen Zhang
Cleveland Population Decline... Why?
8 November 2017 | 100 replies
There are a lot of tech jobs and medical jobs here.
Michael Swan
Duplexes, Triplexes, and Quads are NOT Multifamily!!
2 May 2018 | 90 replies
Loan Amounts $100k - $20 Million Example Rate rate ranges, LTV, DSCR, Term and Amortization Owner-User Properties: 4.5% - 8.875% 90% 1.25 3, 5, 7, 10, 15, 25 15, 20, 25 Apartment / Multifamily: 3.25% - 7.5% 85% 1.15 3, 5, 7, 10, 15, 35 25, 30, 35 Healthcare / Senior Housing: 3.75% - 7.76% 85% 1.20 5, 7, 10 , 35 20, 25, 30, 35 Condominium Conversions: 6.25% - 9.74% 80% 1.25 3, 5, 7, 10 % Only, 30 Retail: Anchored: 4.75% - 7.5% 80% 1.25 3, 5, 7, 10 20, 25, 30 Retail: Unanchored: 5.0% - 8.0% 75% 1.30 3, 5, 7, 10 20, 25, 30 Mobile Home Park: 5.0% - 8.5% 80% 1.20 3, 5, 7, 10 20, 25, 30 Office / Medical Bldg.: 4.5% - 8.25% 80% 1.30 3, 5, 7, 10 20, 25, 30 Industrial / Warehouse: 4.25% - 8.5% 80% 1.25 3, 5, 7, 10 20, 25, 30 Self - Storage: 4.5% - 7.50% 80% 1.30 3, 5, 7, 10 20, 25, 30 Gas Station / C-Store: 5.25% - 8.75% 80% 1.45 3, 5, 7, 10 20, 25 Mixed-Used / Special Purpose: 5.5% - 8.5% 80% 1.35 3, 5, 7, 10 10, 15, 20 Single Tenant,"NNN" 4.5% - 7.5% 80% 1.25 3, 5, 7, 10, 15, 25 10, 15, 20 Hotel / Motel (full & limited): 5.15% - 8.75% 75% 1.40 3, 5, 7, 10, 15, 25 20, 25 Golf Course / Resort / Gaming: 5.5% - 9.5% 70% 1.40 3, 5, 7, 10, 15, 25 20, 25 Outlet Mall (Indoor & Outdoor): 5.15% - 7.5% 75% 1.40 3, 5, 7, 10, 15, 25 20, 25 Church / Synagogue: 5.92% - 8.5% 75% 1.25 3, 5, 7, 10, 15, 25 15 , 20 Land - Raw & Improved: 8.50% - 15.00% 65% N/A 1, 2, 3 % Only Fix & Flip / Rehab (1-4) 9.00%-14.00% 65% ARV N/A 1-1.5 % Only Construction 4.65% - 11.5% Adj. 90% N/A 2, 3, % Only Bridge/Mezzanine Loans 6% - 12.5% Adj. 80% 1.10 1, 2, 3, 5 % The range of pricing is subject to the relationship between DSCR, LTV, quality of real estate, & credit strength of the transaction.
James Bradin
Evicting Tenant with Fake Medical Issue
3 October 2018 | 9 replies
They provided me while medical documents proving the story (they volunteered to provide the documents).
Timothy W.
Oh Tim, you don't need to carry a gun....
26 October 2009 | 85 replies
If we wanted to support the original oath, we'd have to agree that medical school should be free for anyone and everyone who wanted to attend.
Ken Hicks
Humor for the day
10 March 2010 | 4 replies
Needed something to cheer me up and this was the right medication.
Rob Catching
Exc. Credit+Cash, but Low Income - Financing Recommendations
11 July 2007 | 13 replies
I have medical issues which forced me to go on disability about 3 years ago.
Lloyd Segal
Economic Update (Monday, September 14, 2020)
15 September 2020 | 1 reply
Now it’s only worse, with 56% of households polled having financial troubles, lacking proper medical care and child care, including 64% of households with annual incomes below $100,000.