Depending on account holding the money you could pay early withdraw penalties, taxes, who knows.

I have bought more than a handful of houses in this manner, which are in my bio.

📄My journey in real estate started with a hands-on approach, where I actively reached out to property owners.

Investment Info:Townhouse buy & hold investment in Redwood City.

Go with he/ she to.show houses, filling out the offer, and making all the procedures to closing .Get your hands wet ,  experience               .

Investment Info:Single-family residence buy & hold investment.

You need one or the other, preferably both.Since you don't have any money, you'll need to focus on knowledge.Besides building your network, you can also start looking at properties to find market inefficiencies you can flip to an investor with funds for a fee.Wholesaling is the most common form of this, but you can do this in several different ways.Also, what happened if you found a "tired landlord" and got them to accept your offer of 0% down, but $x/month payment to take their problem off their hands via seller financing?

Do you form a new LLC/entity with each new property you buy or do you have one LLC/entity holding them all?

The properties I deal with are buy and hold properties, I typically do short-term & mid-term rentals that is my bread and butter airbnb, vrbo, etc.

If you feel strongly in the appreciation and you have a clear path to positive free cash flow, I would be very tempted to hold in my portfolio.