Paying this off will do more for you mentally and emotionally than the hair splitting math of 3% debt vs 4-5% returns on $10k.

If the money dries up, your Tenant/Host is just as likely to disappear.There are a ton of discussions about this and a ton of reasons why we don't recommend it.

I do think about that when looking at areas to invest in as we've seen some areas around us have wells go dry and this continues at an increasingly alarming rate as we draw down our aquifers and ground water through agriculture, industrial use and population growth in areas that have no natural sources of water.

I've gotten quotes from Bone dry, Universal Roofing, Stay Dry, and Cochran.

The spores are in the walls, drywall, studs so you need to treat a couple times and keep it dry.

Uniform-density blocks are easy to transport to a worksite, and are pre-cured, saving drying time compared to hand-cast “in situ” or spray applied hempcrete construction.

Throw up some dry wall right over the paneling4.

Here are the expenses on this one:  apartment Vendor Project description Date Amounts Notes house sears 3 stoves/2 refridgerators 5/25/2017 $ 2,111.18 1 right Doug bathroom floor 4/11/2017 $ 500.00 replace floors 2 left David bathroom floors/repair 4/23/2017 $ 400.00 2r/2w Doug bathrooms 4/14/2017 $ 755.00 replace floors 1 right mikes carpet carpet two bedrooms 3/3/2017 $ 532.00 2r/2l amber clean up 5/5/2017 $ 80.00 1r/2r sears cook stoves 4/23/2017 $ 837.41 All Joey dry wall aropund windows 3/27/2017 $ 1,950.00 2 right jesse drywall bedroom wall 4/15/2017 $ 150.00 house Brian Elec elec work 3/24/2017 $ 4,503.00 house Kevin electrian 4/30/2017 $ 100.00 wires 2r/2l Danny floors 5/5/2017 $ 1,000.00 replace with floating floors house libert ut gas bill 6/6/2017 $ 216.44 house David hook up gas stoves 6/1/2017 $ 60.00 house honor captal insurance 2/29/17 $ 209.00 house honor captal insurance 3/19/2017 $ 209.00 house honor captal insurance 4/17/2017 $ 209.00 house honor captal insurance 5/17/2017 $ 209.00 1 right Doug kitchen drywall 4/18/2017 $ 200.00 house Doug labor 6/5/2017 $ 2,200.00 finsh all reoairs and hang doors house jesse locks and light 4/30/2017 $ 150.00 houise walmart mailboxes 5/10/2017 $ 48.88 3 mailboxes remodler outlet materials 2/14/2017 $ 722.50 1 west remodler outlet materials 2/27/2017 $ 134.64 1 west remodler outlet materials 3/27/2017 $ 1,006.91 2 right home depot materials 4/23/2017 $ 280.29 for floor 2r/2l home depot materials 5/5/2017 $ 1,226.08 floors and supplies house home depot materials 5/9/2017 $ 75.52 plug covers/thermostats/mailbox materials 5/23/2017 $ 148.93 for 3rd floor door house home depot materials 5/26/2017 $ 878.22 doors baseboars house home depot materials 5/29/2017 $ 250.37 1 left home depot materials 6/1/2017 $ 247.36 toilt/miscellaneous 1 left jesse miscellaneous 6/19/2017 $ 160.00 house James paint 4/30/2017 $ 1,050.00 house Branco gardner payment $ 1,353.30 house Moniz plumbing 3/27/2017 $ 2,035.07 house mike plumbing 4/11/2017 $ 625.00 hallway put up 3rd floor door 5/23/2017 $ 350.00 to block off attic 1 east Poters repair and prep for paint 3/10/2017 $ 900.00 house Joey roof/siding $ 22,222.00 house smoke isp $ 264.85 1 right Doug tubs/toilt 5/1/2017 $ 135.00 house Joey windows 1/25/2017 $ 4,651.02 house home depot 2/14/2017 $ 1,458.63 lowels 2/14/2017 $ 1,500.85 house u hal 5/26/2017 $ 48.72 to pick up all supplies 1 east home depot materials 6/2/2017 $ 56.78 house ABC dumpster 6/5/2017 $ 587.34 1 east danny floors/ matrial 6/7/2017 $ 1,117.24 railings, 3 floors basement derick clean up all waste 6/7/2017 $ 200.00 1 left jesse last small repairs 6/20/2017 $ 160.00 house ABC dumpster extra feesa 6/16/2017 $ 119.00 1 left amber clean up 4/21/2017 $ 100.00 2 left kevin elec work 5/21/2017 $ 150.00 house home depot light covers/fau 6/3/2017 $ 41.95 1 east national grid elec bill 6/28/2017 $ 68.85 1 west national grid elec 6/28/2017 $ 118.87 house liberty utilies gas bill 5/16/2017 $ 216.44 house national grid elec 4/26/2017 $ 4.54 house city of Faa River taxes 6/29/2017 $ 654.10 house honor captal insurance 6/17/2017 $ 209.00 $ 62,159.28 

If you are apply a product w a sheen, the light should reflect evenly even after paint has dried.

I had a guy from bone dry roofing do my personal home and i had him price out a couple roofs on rentals i was looking to purchase.