I'm Guessing this is not a Roth so you are concerned about RMD?

The only question/concern I have comes down to the market.

My concern is are there too many rentals sitting idle.

Most landlords like to see job stability and you being the main source of income having a brand new job will be of concern to many landlords.

Plus, honestly, it's very hard for realtors to do the legwork to get off market deals because we are licensed and there are laws that pertain to us that don't to wholesalers.

My concern is with a low downpayment and high monthly cost $3844 (PITI, HOA, PMI, utilities), this would limit my ability to ever rent out to a family if they don't allow individual leases with multiple roomates.

@Jobee Vincent Buenaventura as far as I’m concerned, there is nothing stopping anybody in this world from putting in offers on anything.

@Cristin Rakestraw I have never used these services, but my concern would be access to money when there is damage or unpaid rents.

My big concern is how can I transition a cash purchase into long-term debt and how long would that take?

A big concern is that if we don't get enough snowfall or have a bad fire season, all three units could sit empty.3.