Did your value decrease, or did you buy with a program that allowed a higher LTV and no MI?

I've found a few but I wanted to know if there is a good website or book or program that covers all these in a way that's easy to understand and applied to a real deal?

Wouldn't being able to put them on your mailing program be a wise move?

@Jonathan Farber have you looked into any of the Fannie or Freddie Small Balance Loan Programs?

@Leon Lai: one thing that adds to the cost of window replacement in Michigan, is the state requirement that any working area bigger than 6 square feet, requires a contractor to have a state issued Lead-Based Paint (LBP) certificate, showing they passed a class on how to address LBP while working on houses.While that requirement excludes a lot of handyman, $1000/window is still abnormally high.I would question your PM as to why, "her findings are only a couple of contractors".

If you want to take it a step further, then you can ask the seller to have the tenants provide estoppel certificates.

I am looking to get some insight on the CCIM designation program from the BP community.

I've always been interested in finance and real estate so I did quite a bit of research on mortgages and different mortgage programs available.

I strongly suggest you call around to the banks in the area and see what programs they offer. 

If you add a dumpster, make sure you get a Certificate of Appropriateness (COA), or you will get a yellow tag from the city and maybe a fine if it goes on too long.