(Bull,Bear and sideways) I’ve been trading stocks for over three years now and have found a way to make money whether the market is up, down or sideways.

I currently have one house that I house hack in Trenton, NJ and so please bear with me but I am not familiar with the Philly side of things at all. 

The rods we use have a baton pull (no rope system to break), and roller bearings for the drape hangers to clip into.

Especially since here in San Antonio the Defense Base Closure and Realignment Commission's building bonanza wrapped up and many of the city's 2010 jobs announcements are bearing fruit.

I'm new...so bear with me while I learn how to work the forums.

One of the nice parts of the business is the flexibility, but bear in mind it is a sales job.

Bear in mind also that even a very unappealing out-dated look to the house can be enough to turn off a lot of buyers and create an opportunity for you to buy at a good price.In a nutshell, you want to find a distressed seller/property, then make the improvements in order to command retail pricing when you go to sell.

The LTV ratio will reduce naturally over time as the loan is paid down and the value of the home increases.Depending on the type of loan requested, their LTV ratio requirement may be higher or lower and general examples of what it can be are given below in the table:Loan TypeLTV ratio requirementPMI requiredFederal Housing Admnistration (FHA)Up to 96.5%Required through loan periodVA and USDA LoansLTV ratio up to 100%Not required.Fammoe Mae and Fredddie MacLTV ratio of 97%Required till the ratio falls to 80%Source: Investopedia: Loan-to-Value (LTV) Ratio: What It Is, How To Calculate, ExampleDo note however, that the LTV ratio only considers a single mortgage loan when purchasing a property and doesn’t take into account any other money borrowed against the property.

This is our first time doing this - so I'm sure there will be some technical glitches, but if you'll all bear with me, I'm sure we'll all learn a lot together.

Anyone know any pros and con's of opening a bearing interest account for tenants security depoait