Be completely honest with them and if they don't want to work with you, it is better to walk away and lose the deal than to give up your integrity.Besides, they probably don't care, they just want to get their house sold, and if you're giving them what they're asking, you shouldn't be ashamed, you are doing everyone a service and collecting a fee.

Your past in the military service should help you to do this.  

It could be a "date placed in service issue" as to non-depreciated expenses. 

While many states recognize the old CFD or Bond for Deed, they have issues at the federal level, financing requirements, servicing problems and with title insurance.

I am A Canadian investor  looking for a decent (and  affordable!)

I have been researching for awhile and have just about resigned myself to signing up for LexisNexis for skip trace needs. Obvious downside is the high monthly recurring cost. Has anyone else used them before? Worth th...

Carrington title services. 

Is there a call forwarding service similar to google voice, but will allow you to have more than one number forward to the same phone?

Though we can afford a home in Irvine due to its location for schools and community but we are still hesitating whether we should buy now or wait since the house price is peaking. 

Yes, if you pay, you get a copy.It's a CU, not a bank, sounds like a portfolio loan and not a secondary market product, so yes, the can evaluate the collateral as they please, but they are going above and beyond prudent lending to much tougher requirements, not great marketing for loan services but they can.Market value is what we generally work with in real estate, but we do have other valuations, liquidation, salvage value, tax and estate valuations.