Hope it works out and they get back paying on time. 

It's a very unique investment in that I have to pay for all the utilities but the income is very good when the house is full.

If you have a traditional Canadian bank mortgage, you can pay that mortgage off early, there is just usually a prepayment penalty of 3 months interest.

In MN and NV I pay less than market with my PM.

Their father agreed to pay cash for it and my friend and I are now paying him back over the course of 6 years.

I'm assuming the insurance company wants to pay put the least amount possible.

Whereas the neighbor's insurance company or the neighbor may be found responsible for paying future damages caused by their trees.I have a rental house with two neighbors large trees overhanging on both the side fence and also the rear fence encroaching toward my newly re-screened pool cage.

I understand that this is a big ask, and I'm not interested in pay.

Unfortunately, the tenants have stopped paying rent and I need to evict.

Start by learning the real estate basics, study the market, set your goals, get a team of experts, make friends in the field, look into how to pay for it, begin small then grow, do deep checks, and go for it.