Show me the value add.I invest in the stock market, I can click my mouse right now and buy a stock for $100 and if I get lucky, I can sell it in a short period of time for $150 -$200.  

Offer her a possible resolution instead of beating a dead horse.

Case was delayed another 90 days (just for status) usually can take up to 6 months or more in Chicago since they love dead beat renters.  

The moment that you get banks involve, the deal is dead.

Cement board was a dead product 10 years ago, no reason for it.

Buying oil stocks?  

Not to beat a dead horse, but if you are looking for viable information to help increase your bottom line you need to provide more details if you are looking for help?  

Since my favorite is taken about 20 years to build a reputation and five to ruin it I'll pick another (yea, I cheated and googled it), this is especially relevant because today I learned that only about 5% of people can afford to support themselves after the age of 65, the rest are relying on social security, are dead or have to keep working."

Flipping houses and paying UBTI can still be more profitable for your IRA than investing in stocks, or even passive real estate options such as holding rentals or being a hard money lender.  

This is true in the stock market as well (though our mortgages have amortization schedules that improve over time and stocks purchased with cash do not yield the same benefit).