I did something like this recently as I wanted cash for a project but didn't want to sell or refi a whole portfolio, and I didn't want to put any more personal cash into an LLC.

I have a project where we will be moving to the LifeProof Luxury Vinyl Plank (8mm/Waterproof/snap-together) throughout the unit; floating for installation.  

Otherwise take your project to a commercial broker and offer the commissions.

Many private money lenders, who routinely lends money (i.e. not a family member or friend) will not lend for an owner-occupied project. 

I do flip/development projects in the San Gabriel Valley and North East LA area and own several apartments out of state.Send me a message or email if you want to meet up and discuss more.

If anyone wants to get together to discuss SB as a whole or wants me to run an analysIs for them, I have done tons of research on the market, valuations, rental rates, future projections, etc and I would be glad to do.

We just went under contract on a 284 unit deal in Houston, TX.We used a local attorney for the PSA (purchase sale agreement) and who was familiar with local laws and customs like using the Texas equivalent of an ALTA title insurance, etc.Also keep in mind that for commercial projects, a large (6 figure) deposit will be required and in hot markets a portion of it will be non refundable.

Welcome @Robbie Wyness - Keep us up to date on the project!

We have both worked towards projects like you are trying but haven't been able to get it to work our or couldn't remove the zoning risk before purchase. 

They will use 75% of projected rents for your DTI.