Pros for Austin:Energy based economy = job growthIt's not in UtahPros for SLC:Mormons = Population growth (they never seem to move)Business friendly Government = job growthLower taxes than TexasBeing in Utah I'm a bit partial though I invest for cash flow, not appreciation.

Costs Less: FHA loans have competitive interest rates because the Federal government insures the loans.

If you're having too much withheld from your paycheck, you're just making an interest free loan to the US government.

Later I taught undergrad finance, accounting, RE, economics, finance and management.Actually, for those who plan on going on their own (not getting a job for government or some bank or corp.)

(This is a long sentence.)We’re going to be gifted with a healthcare plan we are forced to purchase, and fined if we don’t,which puportedly covers at least 10 million more people, without adding a single new doctor,but provides for 16,000 new IRS agents, written by a committee whose chairman says he doesn’t understand it,passed by a congress that didn’t read it but exempted themselves from it, and signed by a president who smokes,with funding administered by a treasury chief who didn’t pay his taxes, for which we will be taxed for four years before any benefits take effect, by a government which has already bankrupted social security and medicare,all to be overseen by a surgeon general who is obese and financed by a country that’s broke.

His use of the Constitution behind him was very effective/powerful in describing his view of free market/limited government and drew sharp contrast with the President's view without having to accuse him of not following Constitution.

A compliance management system requires written Policy and Procedure Manuals, an Underwriting Manual, a formal employee training program (even if you are the only employee) and a set up to audit the success or failure of the program.There are other solutions that consultants like ours (we are a consultancy on manufactured housing chattel finance) have developed for smaller operators that do not necessarily involve all of this.You don't have to like it (I certainly don't) but the government has seriously gotten into our face and they cannot be hidden from or ignored.

I believe people do not understand the role of most real estate commissions.It's to protect the interest of the general public and uphold state license laws.It IS NOT to resolve commission or monetary disputes and that is done by going through the legal courts..They don't care because they do not govern monetary arrangements.If the broker and agent are non-realtors going through the board will not do anything either.How you decide to after them will be based on the amount of money involved here.If it is a small amount a letter from your attorney might make them get scared into paying it rather than going to court.

Supply on the other hand has dwindled due to artificial pressure from government regulation of the foreclosure process.

I'll give a run down of 2 of the recent reasons deals have fallen apart even with pre-approvals.1) lender didn't pull CAIVRS until the end of the loan process and, when he did, he found buyers had another government insured debt they defaulted on (I actually got a copy of the desktop underwriting for these buyers)2) lender told me over and over again it isn't a problem for their bank to loan on properties owned less than 6 months where sell price is greater than 120% of the purchase price, until file was actually sent to underwriting- again at end of process- at which point underwriter told them they cannot do the loan And this is after pre-approval and verbal confirmation lender pulled credit, verified income, cash to close.