The $750k is only applicable to sch A primary residence. 52.8% of your total mortgage goes into this category. 

But according to the VA, I need to have:-Cash reserves totaling at least 6 months mortgage payments (principal, interest, taxes, and insurance – PITI), and-Documentation of the applicant’s prior experience managing rental units or other background involving both property maintenance and rental.I have 6 months reserves, but dont have any experience as a landlord.

The additional income is for the tenant that would prefer to rent the Garage as well to park in or store their belongings or both.

He is in his 70s.Also GC I know, Oakland, mortgage applicant of mine: "Working with real estate 'investors' who do not even own real estate is stupid, my income went up 40% when I stopped working with them, I don't bother returning the call.

Lots of new construction and new stores being built.

Ive got a rental listed, lots of activity, no applications.

I would like whatever program I go with to allow online payments, maintenance requests, basic accounting, online applications, and reasonable priced.

Looking forward to what 2020 has in store as I’m not stopping, only getting started.

I remember when that earthquake hit - I hopped on my bike and rode down to Waikiki to see all the tourists lined up at the ABC stores.

Aside from providing the basics (ie. listing tool to get the property published to 10+ major sites, scheduling tool to schedule viewings, tenant screening with comprehensive applications -- pulled reports from TransUnion, which include nationwide criminal background checks + credit checks + eviction history, digital lease creation tool, rent collection tool, and maintenance tracking tool), some services also offer your tenants additional capabilities which makes it an easier sell on your end when getting them to transition over (ie. their ability to report on-time rent payments to the credit bureaus; this can create an added incentive for making sure they pay that rent on time).