Tile is among the least inhospitable surfaces to multiple drug-resistant organisms/superbugs, and if you work in a hospital or a nursing home, you've seen people die of superbug secondary infections, and you don't want to bring them home to your kids.Medical professionals also tend to put a lot of faith in chlorine bleach.

Make sure the product is "sag" and "mold" resistant. 

I'm glued to the Weather Channel.

Resistance builds up over time, it gets hotter and hotter and if the connection is loose enough some sparking will occur across it which was your lights flickering. 

If you try to make the tenant put it in their name, they will resist because no other landlord makes them put it in their name.....also....if the tenant does put it in their name.....and subsequently does NOT pay the water bill.....guess who the City of Cleveland will go after for the money?  

Best of luck to you, but until we see a market correction, the weather calming down, and the price of commodities drop development costs are going to be high.

I wasn't sure how the whole refinance process worked so it's good to hear I should expect a 70% cash out of projected ARV.As far as weather, we've seen better days.

@Tonya Weathers I found some interesting stuff.https://www.thumbtack.com/tx/richardson/painting/c...https://www.manta.com/c/mhx3n3y/skandia-constructi...Formed in 2015 https://www.corporationwiki.com/p/2ihf5z/skandia-c...Thought this was interesting on their FAQ page:How do we pay you?

All of which does kind of bear out the observation to not listen to the weather channel or think that a little catastrophe will put a damper on things.  

While the property may not still return 20% cash on cash, it would not be losing money on a monthly cash flow basis (hopefully..)But I think that is lazy and irresponsible, especially if you own anything more than a property or two.So I generally try to run what if scenarios on each property and then subsequently run what ifs on my larger portfolio to make sure that the portfolio can weather any economic storm that may come through.I have only been in RE for a few years and didn't gain the experience from 2008 so my question to the group is what scenarios do you test or have you encountered?