Mine typically do provide pictures of anything observed to be out of the norm when they arrive at the property to clean.Sorry for the confusion! 

Yes typically you'll file the wholesale activity on a schedule C unless it was done in an entity (S Corp, Partnership, C Corp) but I see above you don't have these.

Quote from @Brandon Croucier: 20% down is terrific on land.It’s a non income producing asset which has increased volatility, typically I see 65 LTV max on land as of late.Thank you Brandon!

It was a typical house purchase deal.

They have a calendar where you join in and it's sort of a discussion format.

I've made that mistake in the past and agree that it's not typically a tactful strategy.

In this function, they will typically make better returns AND have a lower perceived risk level because they are controlling the assets.  

Also be aware that cash out refinances typically have slightly higher rates than initial purchases or just rate and term refinances.

I log into the accounts but guests typically just log out and use their own. 

But I can sort that out other ways as well.- bonus points if I can have a separate business w/o having to pay 2x the cost, but it is what it is.- cost is an issue.