Everyone's obsessed with "off market deals" but a realtor who knows their stuff will be your true guide in the market.Secondly, I recommend asking those folks for good lenders, and also finding and connecting with other investors in the market (who have nothing to sell you). 

Quote from @Jonathan Greene: Quote from @James Hamling: Thing is @Jonathan Greene, your message, as true as it may be, comes across to a whole generation like that of the person giving away apples and tooth brushes for Halloween..... 

True if it is not negative cash flow.  

I always got the impression that he had a bad criminal record or never got his high school diploma/ GED equivalent or some other issue was preventing him from getting a license, because he was basically just brokering without a license but calling it consulting (I don't know any of that to be true for the record, that was just the impression that I got from his comments and might explain why he used a fake name?). 

Tell us some more about the house hack is it a true multi family or are you just rocking with roomates? 

As mentioned in the other post, deciding what your true goal is as well will help you choose a market.

It didn't occur to me when I shopped for this policy, but will our rentals even be covered due to different ownership?   

At a bare bones minimum, the letter confirms the start/end dates of the lease, monthly rent, paid-through date, absence of any prepaid rent other than the current month, and security deposit amount.Better, it will include statements there are no unresolved claims or disputes or repair issues with the current landlord, and no verbal or written side agreements.Better yet, it will include a copy of the tenant's lease, and a confirmation the lease is a true and correct copy with no amendments.

I’m sure the same is true of Destin - when you have thousands to compete with. 

We bought the property seller-financed with power, a small bathroom/laundry building, a 40x60 metal shop building, an RV pad with 'full hookups' (power, water, septic) and not much else.