If you are paying cash its going to be tougher to find the house, but your cash flow targets are easy to hit.

every market has their locals that kill it.. its the out of area folks that have a tougher time.. like getting kick back on insurance work you speak of ... are you talking about courthouse steps auctions.one of my colleagues from PDX went to San Antionio and was able in a six month period buy about 20 to25 homes that he thinks he has decent spreads in ... they are VERY good at what they do.When I was buying foreclosure in ATL they came along with me and bought 60 there as well..

Teachers pay a lot for a bachelor's degree - profitability is tougher.  

The bigger goal is to be able to mentor and help others more, both in Real Estate, and those having a tougher time in life.

If you own property in po dunk nowhere then you are going to have a much tougher time leasing out to a second or third generational tenant.One developer I know just built a high end 400,000 sq ft retail open air walkable mall concept.

If appreciation is low, then selling a cash-flowing property is a tougher call that you will need to consider with input from a tax consultant.One other option if you need cash for the next property is to refinance if you have equity in the property.

Also keep in mind agents don't make w-2 income they are independent contractors which makes it tougher to get loans.

With experience as a bird dog you can eventually expand into wholesaling which is a bit tougher because you are signing contracts and you need some capital to do marketing and cut earnest money checks.Your effort and hustle makes up for lack of capital.

This is also happening nationally (http://www.cnbc.com/2017/01/24/why-the-supply-of-h...).I am an REO agent and it seems to be getting tougher and tougher to find good deals for my buyer investors.

Attaining insurance in Florida is a bit tougher than in NJ, particularly for an LLC.