Hello all, I am planning to start a construction agency business in the coming months. In California, to work as a contractor, we need to obtain a contractor licence from Contractors State License Board. Based on what...

I wonder if HW allows owners to define a minimum allowable rent and require owner approval before approving anything lower.Communication: It looks like they have a historical and known difficulty to properly communicate.

The reason for this is to prevent people from getting a good deal, immediately refinancing, pulling all of their cash out, and having no "skin in the game".

Potential difficulty replacing the tenant.  

In theory you could approach the neighbors before going under contract but they will take your inquiry more seriously if they know you have skin in the game.

I just got a copy of the CAD report from my local police department and I couldnt request a more detailed report for some reason - front desk girl was very difficult. I

Discuss with the new agent if there will be any difficulties with a claim while there are two policies in place or if it is better to pick a future date for the start of the new coveage.

Would depend on if you have enough skin in the game or other collateral

Insurance has no skin in it since they don't cover mold, only have duty to defend. 

It may have been possible years ago, but not anymore--lenders want to make sure that you have skin in the game and that you won't just walk away from the property if things get tough.