Most conventional investment property loans, which offer lower interest rates and 30-year amortization, require the property to be in your personal name.As a result, many investors initially secure the loan in their personal name and then transfer the property into an LLC.

Talk to your agent and loan officer.Do you know if assumable loans have prepayment penalties or balloon payments when they transfer?

Partner Driven financed the N Backer Avenue deal using internal capital, which allowed for a seamless purchase process.

Partner Driven financed the Grapevine Dr deal by utilizing internal capital, ensuring a swift and seamless transaction.

This is mostly so I can seamlessly stay legally compliant.

This depends on how the deal is structured and what rights and responsibilities you retain vs what you transfer to your current tenant.

I have a few rentals on the lower end of the spectrum that to me, have more of a liability issue. Right now, they are under my main LLC with a lot of my more high end property. Would it be worth it to create a new LLC...

I'm curious to try them out for at least one owner occupied client transaction to see how they work at transferring the loan, forms they file, required contract wording, etc. 

There was a change recently, a few years ago now at least, where transfer to Title to a LLC of your own is okay. 

The product appears to be more than just a coating as it goes on in some depth, then hardens into a seamless layer.