.: Quote from @Robin Simon: Do you own your primary residence overseas or have you owned a primary residence prior to going abroad? 

Hey Josue, fellow Californian here (and former Bay Area resident). 

MLS has it as a single family residence, 3 bedroom, 1.5 baths (actually has 2.5 baths), approx 1500+ sqft, 9k+ lot size, 2 car garage, back yard. 

For investors, this presents a niche market to target families seeking multi-generational living arrangements.Things to Keep in Mind:SB 9 projects must comply with local ordinances, which may include design and setback requirements.Properties in historic districts or areas prone to environmental hazards may have restrictions.Lot splits under SB 9 require that the owner occupy one of the parcels as their primary residence for at least three years.ConclusionSB 9 represents a significant shift in California’s approach to zoning and housing.

The property was my primary residence for a decade and now functions as rental unit so I am happy with the purchase overall and it has worked out well.

Welcome, Maxine, to a fellow New Jersey resident.

I would have thought San Francisco is oversaturated with STRs, but that's what several people are doing, buying primary residence and house-hacking a separate unit on AirBnb.

Then again, if you’re talking about a mortgage on your personal residence, and you live in a state with an unlimited homestead exemption for creditor attachment like Texas or Florida, there’s an asset protection consideration as well.   

We also have over 5,000 residents that we trying to impact in a positive way.

Getting the foot in the door with a primary residence is a great way to start.