@Antoine Black  In general, yes, it goes off your personal credit. 

I personally do three types of lease options.

I also have personal W2 income, if that matters.Is there a loan out there for a set-up like this at 15% down? 

HI @Kaushik SarkarI would suggest going to the top of the page under LENDERS and then answering a few questions and from there you will be connected with 3-5 lenders and you can discuss whatever you want there. 

The answer to this question is really a personal one. 

I personally walked and researched every property prior to investing to understand what I was buying, what could be done to add value and what I should expect in cash flow and appreciation.Learning what makes a good investment for you is absolutely necessary. 

Explore my personal favorites, Set For Life by Scott Trench or The Total Money Makeover by Dave Ramsey, for invaluable financial insights.3.

Happy to connect and answer any questions you have!

Together, we can harness the power of technology and creativity to make significant strides in our personal and professional lives.

I’m the last person who should complain about grammar, but these are yellow flags, at best.