Option 3: Pay large down-payment on modest rent ready house. 

I would keep the deposit unless I am able to rebook the dates and then I would only make her pay the difference for any unbooked nights. 

In my firm, you would probably pay around $3,500 for this tax preparation, including Form 3115.

The other nice benefit of 100% VA disability is that you pay NO PROPERTY TAX on your primary residence.  

Do you think SCI can possibly pay a mortgage for ?

Sometimes hard to find this happy medium in rate sheets, though.Another consideration would be taxes - points are typically treated as interest, so if your tax obligations are high this year vs being higher in the future, then this could also impact buying down now vs paying a little more in interest in future years. 

So that with paying my investor 6.3%, they will get a passive income of $2,532 every month ($30,384 every year).

But since I'm dumb when it comes to such I may forever pay the price.  

Focus on paying them off (smallest to largest), and you'll be living large in 20 years.

If your situation hasn't changed much, it might not be worth paying more for premier.