She does not own the lot and pays like $150 per month lot rent.

and are you looking to walk away with cash or simply refinance (meaning paying off) what you owe? 

So I did not pay extra for it, but chose it anyway over other places.

If you have a great-paying, long-term tenant, a small discount can actually save you money in the long run.

My plan is to buy the house subject to their existing mortgage, renovate the property, refinance it and pay off their remaining loan balance using the money from the cash out refinance.

I reduced my responsibility to only taxes/insurance while the tenant buyer does the maintenance, pays utilities and makes monthly payments to me. 

This is the first time I have done something like this, where it was for other reasons besides not paying rent. 

That is what we thought, but are being told we have to pay SS and medicare on this now even though it is "deferred." 

I had a nice conversation with them and approved their booking for Aug 2025.So, it pays to keep an eye out for a repeat booking that looks fake as they could just not be seeing you responses. 

If they failed to pay the bill and utilities are shut off, they are responsible for any damages caused.