The biggest factor to consider is the new interest rate since it’ll likely be higher than your current 3.2%.

You have a good point about the hassle factor though. 

Most of our investments we look at IRR (time value of money) to determine which investment is a good fit for us at this time - which factors in returns, risk and time of investment - is it a short term investment we want to get appreciation play or long term fixed income investment.

This shock factor often leads them to question what other elements of the house may need updating, even if the paint is a relatively easy fix.

I have 2 factors that I know play into it, but there's always more beneath the surface.

You just need to factor the price into your calculations to see if you can get a profitable enough.My previous reaction to your earlier comment was due to the fact that the hotel zone is pretty much done.

This helps you identify which factors drive the best returns and make confident, informed decisions.It’s also important to test your numbers with scenarios like higher vacancies, unexpected expenses, interest rate changes, or rent adjustments over the years.

That will play a factor for qualifying.

Once again, the loss of the compounding factor by concentrating on my personal home rather than an investment was significant. 

And in REI, correction happens when inventory increases among other factors.