And more importantly did you disclose ahead of time to the applicants there is a charge?

As for not feeling like it's the right time, I would urge you to focus more on the goals than your feelings. 

The market is ALWAYS changing but I know at this time, seasoned investors are getting 80% LTV on DSCR in the 6% range and 90% of PP/100% of renovation if total loan does not exceed 75% of ARV for FixNFlip loans. =)  

It means a lot that you took the time to explore our journey and the work we’re doing at Elevate.To answer your question, the biggest game-changer for us early on was strategic networking.

SO we would make 25 to 40 sales in one day 8 to 10 times a month..

I have from time to time spoken with the city administrator, economic developer, & a person at building planning commission.

Baseball bats and bricks thrown.And then when you go to the bad neighborhoods, it's even worse.All of you doing SubTo for the first time, carry with you your next of kin information. ;-) 

@Olecia Williams I am local here in Florida and help clients all the time purchase second homes that they short term rent with 10% down with zero issues.

Don't make your life more complicated than it has to be.

A lot of times you cannot view the property.