You should ask to speak to the commercial lender at the bank that carries your property's current mortgage.

There's also plenty of lenders who falsely represent the true capital requirements to originate their loans or are merely up front fee collectors. 

And whatever a property is purchased for it must work for financing (your lender is your ally!).

wild. 8. if you dont want to close in an LLC, you can still close in your personal name. 9. there are lenders with competitive rates if long term rents are greater than 1.1 of debt on the property (PITIA). however, there are also lenders who will allow you to do 80% cash out refinances with DSCR if DSCR ratio is 1.0. there are lenders that allow you to buy real estate at 20% down EVEN IF DSCR ratio is only 0.8. which means the rents are less than the debt on the property.

Most lenders won't require an application fee and should be able to clearly lay out their financing costs, cash to close, and projected profitability for you.I hope this helps.

Does anyone represent a wholesale lender or is a broker that knows of a lender who finances commercial (multifamily) properties that operate as AIRBNBs?

However, many DSCR lenders have a minimum loan amount of $100K, which can make it challenging for investors to secure financing for lower-priced properties. 

Depending on where the property is and the lender involved, and what he has told the lender, and so on and so on, you handle things accordingly.

Lenders dont allow seller carry back and NO cash equity.. 

Every once in awhile here on BiggerPockets a product like this makes an appearance and gets pumped up very aggressively, and the unfortunate thing is that it makes an impression on folks that are new to investing or may not have much of a financial background.Any seasoned lender will tell you that one of the most basic tenets of lending is that your loan must be secured or collateralized in some fashion.