Undoubtedly all of us have business expenses that can rack up large credit card points balances and can be used for travel in ways better than just using the CC's travel portal.I am leaving Thursday going in business class (full lie flat seats) from Tampa to Switzerland for 70,000 points + $56. 

Quote from @Lorenzo Lopez: Hello all,I'm looking to buy medium to large-scale value-add multifamily using OPM. 

Has to be individuals  who own a large enough portfolio where they are not getting lucky relying on a small sample size.

I want to keep away from any short cuts , I am not looking to take large cuts from sellers (I’m a true agent at heart and looking to serve my clients) .

I've never worked with them so don't really know.Even many of the non-deposit lenders actually have their funds sourced at fixed rate with large institutions, such as REITs, and the Notes are repackaged and sold off. 

We have one rental property now in our home state (Colorado).... and our purchase in Ohio will be with a conventional loan.So it's sounding like we will do this purchase without an LLC formation... it doesn't make sense right now.As we build a portfolio, it may make more sense to do so, but it's sounding like -- from advice here -- it may not be necessary (or be of much use tax-wise).Thank you!

I just think it's wise to survey the opportunities in your area for both and find the best deal vs. upkeep meaning don't try to also do value add on a large scale.

Years ago I saw homes in areas like Lemon Grove with large floorplans and limited rooms.

If you are looking for loans on real estate or a business lenders don’t necessarily care about the credit history of the LLC - they care about the performance of the asset and your creditworthiness since you will most likely have to sign personally.I have established multiple LLCs just days before closing on large loans for different assets, those particular entities barely existed and the banks did not care.If you are talking about pulling a business line of credit (like a HELOC, but against your business equity) then the banks like to see some history of revenue.

Both of the books are available in audio, physical book, or kindle format and are on sale for Black Friday right now at the amazon links I listed above!!