If you SAY you're going to live in the property as an owner-occupant, you get a lower rate, lower down payment in exchange for way more skin in the game as it is your primary residence and no one wants to lose everything and be homeless, so you will presumably go further towards making your mortgage payments so that doesn't happen.

Gen Z also, by being so young, has an attitude we all had when we were young.... invincible, even to a new Virus.Last week, we saw the closure of Florida beaches to stop the mostly Gen Z from partying.HOWEVER, after thinking about it more, if those that were partying for Spring Break passed the virus around and then you stopped their partying and told them to go home all across the US...........I think you get the point.... this only increased the spread of the Virus and probably exponentially.This might not sit well with Medical professionals, but if they would have just allowed the partying to go on for the next two weeks and kept everyone there, treating any who had gotten sick, they could have allowed the Virus to peeter out via the concept of Herd Immunity.Combined this with the fact that we lacked any kind of testing, both for a proper diagnosis AND to see if anyone had recovered developed immunity, as well as lack of protective equipment (N95 masks, gloves, gowns, etc.)... there was no way to prevent transmission and it made our Healthcare professional who are on the front line extremely vulnerable and demoralized.Unless I'm missing something, sending the kids home to every single State in all the corners of America right after they started partying and passing the virus around is one of the most illogical reaction that could have possibly has been done.To me.... it's already too late that a full lockdown is just going to make it far worse as more people will lose their jobs, over months and years, even when the Virus has finally be reduced to a normal flu like situation, the ones who could not recover economically will wind up either homeless or sick due to the stress they have encounter not only from the Virus but on the brink of financial disaster.We already know that reports show that the average American has only $400 left from their monthly pay check to survive on after their expenses.

As chair of Healthcare and Wellness Committee perhaps your focus should be on cleaning up the streets and addressing the homeless plague.

Laundromats can attract a homeless population.

I've also been homeless because I've refused to be part of this system.  

Sure you have your cons such as parking, issues with homeless but that kind of comes with the territory for any downtown.

The new owner has direction the middle man to offer $2,000 (which will basically leave me homeless due to outrageous rent in L.A Ca).

I wonder if they allow ADUs in CA to entice private homeowners to solve the homeless problem?

(Excuse typo in his name)From his website:End the housing crisis by investing $2.5 trillion to build nearly 10 million permanently affordable housing units.Protect tenants by implementing a national rent control standard, a “just-cause” requirement for evictions, and ensuring the right to counsel in housing disputes.Make rent affordable by making Section 8 vouchers available to all eligible families without a waitlist and strengthening the Fair Housing Act.Combat gentrification, exclusionary zoning, segregation, and speculation.End homelessness and ensure fair housing for allRevitalize public housing by investing $70 billion to repair, decarbonize, and build new public housing.Read More 

I know nothing about the subject-so I can't speculate about how it will impact housing.I did think about if this could be an affordable answer to affordable housing for the homeless.