My 2 cents @Bobby Paquette - if it seems to good to be true, it probably is.

I think there is a good mix of people there. 

@Chris Kersey In another post you said you know good handyman.

All of this points to what I said earlier, Roth assets are good long term.  

@Krystal Lozano A good majority of areas still produce day 1 cash flow for multi family in Pittsburgh with a 20-25% down payment.

I do think selling, paying off the debt and use the rest to invest would be a good idea.

Our sellers disclosure looked good on paper and when our agent went over the inspection report with us, he didn't let us in on how much the property needed work.

Any good lender will be able to guide you to what will work for your specific situation.

and that was owner occ.. todays rates are pretty normal actually. what you can do if you want though is find a really good HML and let them place a loan for you making 10 to 12% while your wait for things to change to a situation that you feel you want to move forward be more net return than buying a rental thats for sure. of course no tax bene's but there really is not that much tax benefit on one rental.. so just some alternatives. 

Seems like you're in a good spot with lots of options.