Real Estate News in BriefA string of favorable data (lower inflation, higher unemployment rate) has convinced the market that the Federal Reserve will begin cutting short-term interest rates in September, and mortgage rates are already moving lower.Reminder!

Try Federal Savings Bank.

When using the Fannie/Freddie/Federal Home Loan Bank second home occupancy loan and you transfer title within the first year to an LLC that the borrower is majority owner of it will not trigger the due on sale clause as long as you can attest that it will continue to be a second home.  

It's called mortgage fraud and is a federal felony. 

My favorite credit union is Navy Federal, because they offer a long draw period. 

On the other hand, if your passive income is high, having these deductions will definitely help to reduce your taxable income. 

Military-friendly lenders like Navy Federal, USAA, PenFed, Veterans United, and Freedom Mortgage offer conventional loans with low down payments (starting at 3%).

I just sold my business and in looking for ways to offset capital gains taxes stumbled across a strategy in which a STR can write off all depreciation in year one via a cost segregation analysis, thereby reducing taxable income greatly for a specific year.

@John Underwood I haven’t heard of losing title insurance as being an issueYou would want to confirm your loan has been sold to Fannie, Freddie or Federal Home Loan Bank before transferring.

Eventually their rentals will start to turn a taxable profit and those losses can be “unsuspended”.