I have Navy Federal Credit Union and you would think they have better rates, but not exactly. 

The Housing Authority isn't out to alienate landlords nor cater to clients who violate their contracts with the Federal Government.  

There would also be a mismatch at the state level depending on which state you're looking at since some conform to the federal rules, some have their own, and some ignore it entirely.

Similar statutes have upheld constitutional scrutiny in federal appeals courts, although the 11th Circuit (the one over Alabama federal courts) has not had an opportunity to address this.

See here:  Federal judge gives New Orleans City Council green light on short-term rental limitsIt has been rather difficult to get deals to pencil in our area, to say the least...

The Federal Funds Rate...the rate at which Banks borrow from the Fed, is 5.25%-5.5%.

FTC, California DFPI Case Leads to Ban Against Operators of Mortgage Relief Scam Home Matters USA | Federal Trade CommissionOffering to buy their homes and "Save their credit" or "Save them from foreclosure" could innocently put you in the state or federal regulator's crosshairs.

When in fact, syndicators have to comply with federal laws about money raising, and generally the persepectus/info sheets and syndicator's history are quite useful in evaluating deals.To the OP - ignore the suggestion of finding syndication deals. 

Do realize that property managers must have separate financial licenses and bonding in almost every state and being a Realtor who does “property management” provides zero protections for you. 6, Do realize that living in one state and renting in another can under certain circumstances require you to answer litigation and issues brought in Federal Court and all of the end user agreements with every online service or local Realtor property management contracts will leave you alone and swinging in the wind. 7.

Personal residences or properties primarily held for personal use do not qualify for a 1031 exchange.State Tax Considerations - While 1031 exchange tax deferments are allowed under federal tax law, not all states conform to these rules.