Use your W-2 income to qualify for multiple loans now, stack a few properties before quitting your job, and consider BRRRR or DSCR loans later to scale.

You can finance it with an FHA loan (3.5% down) or a conventional loan (5% down) if you plan to live in the property.

Get a 50% LTV loan and buy another property just like the one you own. 

Strategies like living in a duplex or triplex, adding an ADU, or renting by the room can help maximize cash flow while leveraging FHA or VA loans for lower upfront costs.

These are the outstanding balances of loans to and from Partners and Related Parties.

Conventional loan with a 20% down payment.

Do you use traditional financing or do you us DSCR loans?

Your best option is a Conventional or an FHA loan. 

Right now I'm considering refinance options to pull out some equity.

This week, two critical economic reports—the CPI inflation report (Tuesday, February 13) and Initial Jobless Claims (Thursday, February 15)—will provide new insights into whether the Fed will stay on its current path or begin signaling rate cuts.Real estate investors looking to finance new deals, refinance existing loans, or time their next acquisition should closely monitor how these reports shape market expectations for the Fed’s next move.Current Market ConditionsMortgage rates have remained stubbornly high due to persistent inflation and a strong labor market.