It’s a great way to grow faster.HELOC or Equity Tapping: If you have equity in another property, using a HELOC or cash-out refinance could help cover the down payment without affecting your DTI as much.Seller Financing or Creative Deals: Look for sellers willing to finance directly, which bypasses traditional mortgage qualification hurdles.Scaling quickly often involves combining strategies—play around with what works best for your goals.

@Chris Clarkson, having a partner can complicate things for sure if you're not united on direction. 

But am wondering if I can buy directly from the city.

Interview multiple agents they work for you and need to be trusted advisors, guides, and direct with issues that might arise. 

Although some unexpected costs arose during renovations, close collaboration with Carol ensured the project stayed on track, resulting in a successful outcome.

I went in a different direction so no info to offer here.

“No person shall engage either directly or indirectly in the business of a real estate broker, broker-salesperson, or salesperson without being licensed.”

Will it spark the fed to act, and if so, in which direction? 

After the first payment, it's like clockwork, direct deposit on the 1st.

Of course some new construction in Strongsville is also A class, but so is a 40 year old home in Concord, Solon, Highland Heights.Whereas we also have new construction in the gentrifying parts of the city, like Tremont, that are directly across the street from boarded up homes.