The lender will perform a desktop appraisal but they will typically have a short view on the value of the property to protect the company’s investment which means you will be coming out of pocket more.

The lender will perform a desktop appraisal but they will typically have a short view on the value of the property to protect the company’s investment which means you will be coming out of pocket more.

Is there desktop based programs that would make this possible?

@Guy YoesThere are a couple of different programs to use to keep track of your income / expenses of which Stessa is one of them.The other big players are Excel, Quickbooks(Desktop and online) and Xero.

They'll need to complete a fresh appraisal (possibly desktop) and also qualify you for the additional access to equity. 

Does the HML do a third-party appraisal or is it their own desktop appraisal? 

The Fannie Mae limit for loans in your name via the Desktop Underwriter is 10, and the limit is 6 for manually underwritten loans. 

My late grandparents relayed to me that some of the major advancements they were privy to in their life was the microwave, television, computers - they really didnt get to be around long enough to see much of the internet revolution - Mine so far has been the internet and social media and simply having virtually any piece of information at your fingertips - I'm sure a large contingent on here remember encyclopedia salesman or possibly their grandparents or parents having bought a set which is instantly outdated - or having to use them in school....Youtube, social media, Google, smart phones, lap tops/desktops etc etc have completely changed our world and education, specifically secondary education and the way it is presented to us as consumers has NOT changed or adapted at all and probably wont for decades unfortunately due to bureaucracy. 

If you are using accounting software, you do not change your bookkeeping process and procedures just because you want the reports.You have to select the right software for your business, one of the reasons we recommend QuickBooks Desktop: is the way to go when you require more detail reports.QuickBooks Online is definitely changing and hoping they add more reporting capabilities.

They do a desktop appraisal and drive-by appraisal which are both free.